Interactive Brokers stepped further into personal finance with the launch of the Karta Visa card, aiming to give users a way to spend directly from their brokerage accounts.

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According to the brokerage, the new card links trading and cash management in a single platform, enabling users to trade, save, invest, and make purchases globally without the friction of moving funds between platforms.

“Our all-in-one cash management solution gives clients an easy and flexible way to manage their money,” commented Milan Galik, Chief Executive Officer at Interactive Brokers. “Introducing the Karta Visa card broadens the scope of our integrated approach and further simplifies how clients can oversee their finances.”

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A New Layer to IBKR’s Cash Management Platform

The Karta Visa card adds to Interactive Brokers’ suite of cash management tools, offering clients a U.S. dollar card with no foreign transaction fees, real-time support, and lifestyle perks such as airport lounge access and luxury travel concierge services.

Freddy Juez, Founder and CEO of Karta, said the partnership delivers “a new way of travel — with a card that eliminates FX fees, grants access to exclusive events, and offers 24/7 instant support through WhatsApp.”

The Karta Visa card enables clients to make purchases worldwide without FX fees while earning reward points on travel and lifestyle spending. Cardholders also gain access to global airport lounges, the Visa Luxury Hotel Collection, and concierge assistance via WhatsApp.

Bringing Brokerage Convenience to Everyday Finance

Interactive Brokers’ existing cash management solution already lets clients earn interest of up to 3.62% on idle cash or borrow at rates between 4.62% and 5.62% when needed. Deposits can be made via mobile check or automated payroll, and funds remain protected under IBKR’s strong balance sheet and risk management framework.

At launch, the Karta Visa card is available to eligible clients across several regions. With instant virtual issuance through Apple and Google Wallet, users can start spending immediately while maintaining direct access to their investment funds.

By linking brokerage and banking functionality, Interactive Brokers continues to blur the line between investing and daily finance, offering a single account that works across markets, currencies, and now, at checkout.

Source: Finance Magnates