XM (xm.com) Review
Read our concise, full review on the pros and cons of XM (xm.com)
Not available in United States
Live Spreads
Brokers | Forex | Commodities | |||||
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EURUSD | GBPJPY | AUDNZD | Average | XAUUSD | XAGUSD | Average | |
Brokers | Forex | Commodities | |||||
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EURUSD | GBPJPY | AUDNZD | Average | XAUUSD | XAGUSD | Average | |
We analyze the combined spread and commission cost averaged over time. The table above displays combined spread and commission costs sampled from live accounts using our spread analyzer tool. To compare XM (xm.com) to other brokers or symbols than the ones shown, click the orange edit button and select new brokers or symbols.
The spread is the difference between the bid (sell) and ask (buy) price of an asset. Commission is also charged on top of the spread on some account types and constitutes an additional transaction cost.
XM (xm.com) User reviews
Ranked 61 out of 1740 (Forex Brokers)
This rating is based on 172 reviews by users that proved they are real customers of this company.All reviews undergo significant human and technical moderation.Companies that get 30+ reviews by verified reviewers are scored only on their ratings by verified reviewers and get a green checkmark by their rating.
28 March 2025
Location: Namibia
28 March 2025
Xm is the best marketing service provided with best spreads
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26 March 2025

Location: Kenya
Account types: Standard
26 March 2025
One of the best brokers it has bonuses that helps opening many positions , margin is low
20 March 2025

Location: Italy
20 March 2025
I would say the best part of being here for me has been the customer service and it’s worked really well for me and it’s funny how when I always reach out to them Everything just seems to work out lol. I started out here with the demo account and it was wonderful. It showed me how trading here fully would be, the trading conditions and also the way I navigated the platform and the fast withdrawals was all the signals I need to make that choice.
13 March 2025

Location: Brazil
13 March 2025
I have been trading with xm for more than a year. so far my observation is that it’s a quite credible forex broker with rich history.
I think for newbies who could potentially read this review it’s the most important aspects that they should pay attention to.
Also check the copy trading feature. there are a lot of traders with interesting trading strategies. it’s in case you don't want to trade yourself or you are not capable
10 March 2025

Location: Indonesia
10 March 2025
Banyak kompetisinya dan penarikan sangat mudah mantab
XM (xm.com) Overall rating
Ranked 4 out of 1740 (Forex Brokers)
Overall rating is derived from an aggregate of ratings in multiple categories.
Rating | Weight | |
User rating | 4.3 (205 reviews) | 3 |
Popularity | 4.8 | 3 |
Regulation | 5.0 | 2 |
Pricing rating | 4.8 | 1 |
Features | Not rated | 1 |
Customer Support | Not rated | 1 |
Regulation
Company | Licenses & Regulations | Segregated Client Money | Deposit Compensation Scheme | Negative Balance Protection | Rebates | Max. Leverage Retail Clients |
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Trading Point of Financial Instruments Pty Ltd |
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30 : 1 | |
Trading Point of Financial Instruments Limited |
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30 : 1 | |
XM Global Limited |
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1000 : 1 | |
Trading Point MENA Limited |
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30 : 1 |
Available Assets: Search all tradable instruments
Symbol | Description | Trading platform | Contract Size | Swap Rate Long | Swap Rate Short | Swap Type | Swap Days |
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AAVEUSD | Aave vs US Dollar | MT4, MT5 | 10 units per 1 Lot | -14.80 | -14.80 | Points | 5 days (3x Wednesday) |
AAVEUSD# | Aave vs US Dollar | MT4, MT5 | 10 units per 1 Lot | -14.80 | -14.80 | Points | 5 days (3x Wednesday) |
ADAUSD | Cardano vs US Dollar | MT4, MT5 | 1000 units per 1 Lot | -59.08 | -59.08 | Points | 5 days (3x Wednesday) |
ADAUSD# | Cardano vs US Dollar | MT4, MT5 | 1000 units per 1 Lot | -59.08 | -59.08 | Points | 5 days (3x Wednesday) |
ALGOUSD | Algorand vs US Dollar | MT4, MT5 | 1000 units per 1 Lot | -16.69 | -16.69 | Points | 5 days (3x Wednesday) |
ALGOUSD# | Algorand vs US Dollar | MT4, MT5 | 1000 units per 1 Lot | -16.69 | -16.69 | Points | 5 days (3x Wednesday) |
AUDCAD | AUSTRALIAN DOLLAR VS CANADIAN DOLLAR | MT4, MT5 | 100000 units per 1 Lot | 0.07 | -0.81 | Pips | 5 days (3x Wednesday) |
AUDCAD# | Australian Dollar vs Canadian Dollar | MT4, MT5 | 100000 units per 1 Lot | 0.72 | -8.12 | None | 5 days (3x Wednesday) |
AUDCHF | Australian Dollar vs Swiss Franc | MT4, MT5 | 100000 units per 1 Lot | 0.38 | -0.88 | Pips | 5 days (3x Wednesday) |
AUDCHF# | Australian Dollar vs Swiss Franc | MT4, MT5 | 100000 units per 1 Lot | 3.82 | -8.78 | None | 5 days (3x Wednesday) |
AUDJPY | Australian Dollar vs Japanese Yen | MT4, MT5 | 100000 units per 1 Lot | 0.42 | -1.48 | Pips | 5 days (3x Wednesday) |
AUDJPY# | Australian Dollar vs Japanese Yen | MT4, MT5 | 100000 units per 1 Lot | 4.25 | -14.85 | None | 5 days (3x Wednesday) |
AUDNZD | Australian Dollar vs New Zealand Dollar | MT4, MT5 | 100000 units per 1 Lot | -0.38 | -0.67 | Pips | 5 days (3x Wednesday) |
AUDNZD# | Australian Dollar vs New Zealand Dollar | MT4, MT5 | 100000 units per 1 Lot | -3.82 | -6.72 | None | 5 days (3x Wednesday) |
AUDUSD | Australian Dollar vs US Dollar | MT4, MT5 | 100000 units per 1 Lot | -0.22 | -0.13 | Pips | 5 days (3x Wednesday) |
AUDUSD# | Australian Dollar vs US Dollar | MT4, MT5 | 100000 units per 1 Lot | -2.22 | -1.32 | None | 5 days (3x Wednesday) |
AUS200Cash | Australia 200 Index Cash | MT4, MT5 | 1 units per 1 Lot | -1.57 | 0.24 | MarginCurrency | 5 days (3x Wednesday) |
AVAXUSD | Avalanche vs US Dollar | MT4, MT5 | 10 units per 1 Lot | -1.67 | -1.67 | Points | 5 days (3x Wednesday) |
AVAXUSD# | Avalanche vs US Dollar | MT4, MT5 | 10 units per 1 Lot | -1.67 | -1.67 | Points | 5 days (3x Wednesday) |
AXSUSD | Axie Infinity vs US Dollar | MT4, MT5 | 100 units per 1 Lot | -0.26 | -0.26 | Points | 5 days (3x Wednesday) |
AXSUSD# | Axie Infinity vs US Dollar | MT4, MT5 | 100 units per 1 Lot | -0.26 | -0.26 | Points | 5 days (3x Wednesday) |
BATUSD | Basic Attention Token vs US Dollar | MT4, MT5 | 1000 units per 1 Lot | -12.42 | -12.42 | Points | 5 days (3x Wednesday) |
BATUSD# | Basic Attention Token vs US Dollar | MT4, MT5 | 1000 units per 1 Lot | -12.42 | -12.42 | Points | 5 days (3x Wednesday) |
BCHUSD | Bitcoin Cash vs US Dollar | MT4, MT5 | 10 units per 1 Lot | -25.64 | -25.64 | Points | 5 days (3x Wednesday) |
BCHUSD# | Bitcoin Cash vs US Dollar | MT4, MT5 | 10 units per 1 Lot | -25.64 | -25.64 | Points | 5 days (3x Wednesday) |
BRENT-APR25 | BRENT Futures April 2025 | MT4, MT5 | 100 units per 1 Lot | -0.47 | -0.23 | None | 5 days (3x Wednesday) |
BRENT-DEC24 | BRENT Futures December 2024 | MT4, MT5 | 100 units per 1 Lot | -0.47 | -0.23 | None | 5 days (3x Wednesday) |
BRENT-FEB25 | BRENT Futures February 2025 | MT4, MT5 | 100 units per 1 Lot | -0.47 | -0.23 | None | 5 days (3x Wednesday) |
BRENT-JAN25 | BRENT Futures January 2025 | MT4, MT5 | 100 units per 1 Lot | -0.47 | -0.23 | None | 5 days (3x Wednesday) |
BRENT-MAR25 | BRENT Futures March 2025 | MT4, MT5 | 100 units per 1 Lot | -0.47 | -0.23 | None | 5 days (3x Wednesday) |
BRENT-NOV24 | BRENT Futures November 2024 | MT4, MT5 | 100 units per 1 Lot | -0.47 | -0.23 | None | 5 days (3x Wednesday) |
BRENT-OCT24 | BRENT Futures October 2024 | MT4, MT5 | 100 units per 1 Lot | -0.47 | -0.23 | None | 5 days (3x Wednesday) |
BRENT-SEP24 | BRENT Futures September 2024 | MT4, MT5 | 100 units per 1 Lot | -0.47 | -0.23 | USD | - |
BTCEUR | Bitcoin vs Euro | MT4, MT5 | 1 units per 1 Lot | -6469.15 | -6469.15 | Points | 5 days (3x Wednesday) |
BTCEUR# | Bitcoin vs Euro | MT4, MT5 | 1 units per 1 Lot | -6469.15 | -6469.15 | Points | 5 days (3x Wednesday) |
BTCGBP | Bitcoin vs Great Britain Pound | MT4, MT5 | 1 units per 1 Lot | -5415.51 | -5415.51 | Points | 5 days (3x Wednesday) |
BTCGBP# | Bitcoin vs Great Britain Pound | MT4, MT5 | 1 units per 1 Lot | -5415.51 | -5415.51 | Points | 5 days (3x Wednesday) |
BTCUSD | Bitcoin vs US Dollar | MT4, MT5 | 1 units per 1 Lot | -3505.74 | -3505.74 | Points | 5 days (3x Wednesday) |
BTCUSD# | Bitcoin vs US Dollar | MT4, MT5 | 1 units per 1 Lot | -3505.74 | -3505.74 | Points | 5 days (3x Wednesday) |
CADCHF | Canadian Dollar vs Swiss Franc | MT4, MT5 | 100000 units per 1 Lot | 0.11 | -0.69 | Pips | 5 days (3x Wednesday) |
CADCHF# | Canadian Dollar vs Swiss Franc | MT4, MT5 | 100000 units per 1 Lot | 1.11 | -6.92 | None | 5 days (3x Wednesday) |
CADJPY | Canadian Dollar vs Japanese Yen | MT4, MT5 | 100000 units per 1 Lot | -0.01 | -1.13 | Pips | 5 days (3x Wednesday) |
CADJPY# | Canadian Dollar vs Japanese Yen | MT4, MT5 | 100000 units per 1 Lot | -0.14 | -11.34 | None | 5 days (3x Wednesday) |
CHFJPY | Swiss Franc vs Japanese Yen | MT4, MT5 | 100000 units per 1 Lot | -1.21 | -0.85 | Pips | 5 days (3x Wednesday) |
CHFJPY# | Swiss Franc vs Japanese Yen | MT4, MT5 | 100000 units per 1 Lot | -12.06 | -8.46 | None | 5 days (3x Wednesday) |
CHFSGD | Swiss Franc vs Singapore Dollar | MT4, MT5 | 100000 units per 1 Lot | -2.45 | -0.11 | Pips | 5 days (3x Wednesday) |
CHFSGD# | Swiss Franc vs Singapore Dollar | MT4, MT5 | 100000 units per 1 Lot | -2.45 | -0.11 | Pips | 5 days (3x Wednesday) |
COCOA-DEC24 | US Cocoa Futures December 2024 | MT4, MT5 | 1 units per 1 Lot | -0.33 | -0.20 | None | 5 days (3x Wednesday) |
COCOA-MAR25 | US Cocoa Futures March 2025 | MT4, MT5 | 1 units per 1 Lot | -0.33 | -0.20 | None | 5 days (3x Wednesday) |
COCOA-SEP24 | US Cocoa Futures September 2024 | MT4, MT5 | 1 units per 1 Lot | -0.33 | -0.20 | None | 5 days (3x Wednesday) |
COFFE-DEC24 | US Coffee Futures December 2024 | MT4, MT5 | 10000 units per 1 Lot | -0.33 | -0.20 | None | 5 days (3x Wednesday) |
COFFE-MAR25 | US Coffee Futures March 2025 | MT4, MT5 | 10000 units per 1 Lot | -0.33 | -0.20 | None | 5 days (3x Wednesday) |
COFFE-SEP24 | US Coffee Futures September 2024 | MT4, MT5 | 10000 units per 1 Lot | -0.33 | -0.20 | None | 5 days (3x Wednesday) |
COMPUSD | Compound vs US Dollar | MT4, MT5 | 10 units per 1 Lot | -3.50 | -3.50 | Points | 5 days (3x Wednesday) |
COMPUSD# | Compound vs US Dollar | MT4, MT5 | 10 units per 1 Lot | -3.50 | -3.50 | Points | 5 days (3x Wednesday) |
CORN-DEC24 | US Corn Futures December 2024 | MT4, MT5 | 400 units per 1 Lot | -0.20 | -0.14 | None | 5 days (3x Wednesday) |
CORN-MAR25 | US Corn Futures March 2025 | MT4, MT5 | 400 units per 1 Lot | -0.20 | -0.14 | None | 5 days (3x Wednesday) |
CORN-SEP24 | US Corn Futures September 2024 | MT4, MT5 | 400 units per 1 Lot | -0.20 | -0.14 | None | 5 days (3x Wednesday) |
COTTO-DEC24 | US Cotton No.2 Futures December 2024 | MT4, MT5 | 10000 units per 1 Lot | -0.33 | -0.20 | None | 5 days (3x Wednesday) |
COTTO-MAR25 | US Cotton No.2 Futures March 2025 | MT4, MT5 | 10000 units per 1 Lot | -0.33 | -0.20 | None | 5 days (3x Wednesday) |
ENJUSD | Enjin Coin vs US Dollar | MT4, MT5 | 1000 units per 1 Lot | -7.47 | -7.47 | Points | 5 days (3x Wednesday) |
ENJUSD# | Bitcoin vs US Dollar | MT4, MT5 | 1000 units per 1 Lot | -7.47 | -7.47 | Points | 5 days (3x Wednesday) |
ETHEUR | Ethereum vs Euro | MT4, MT5 | 1 units per 1 Lot | -151.49 | -151.49 | Points | 5 days (3x Wednesday) |
ETHEUR# | Ethereum vs Euro | MT4, MT5 | 1 units per 1 Lot | -151.49 | -151.49 | Points | 5 days (3x Wednesday) |
ETHGBP | Ethereum vs Great Britain Pound | MT4, MT5 | 1 units per 1 Lot | -126.81 | -126.81 | Points | 5 days (3x Wednesday) |
ETHGBP# | Ethereum vs Great Britain Pound | MT4, MT5 | 1 units per 1 Lot | -126.81 | -126.81 | Points | 5 days (3x Wednesday) |
ETHUSD | Ethereum vs US Dollar | MT4, MT5 | 1 units per 1 Lot | -78.08 | -78.08 | Points | 5 days (3x Wednesday) |
ETHUSD# | Ethereum vs US Dollar | MT4, MT5 | 1 units per 1 Lot | -78.08 | -78.08 | Points | 5 days (3x Wednesday) |
EU50-DEC24 | EU Stocks 50 Index Futures December 2024 | MT4, MT5 | 1 units per 1 Lot | -0.47 | -0.23 | None | 5 days (3x Wednesday) |
EU50-MAR25 | EU Stocks 50 Index Futures March 2025 | MT4, MT5 | 1 units per 1 Lot | -0.47 | -0.23 | None | 5 days (3x Wednesday) |
EU50-SEP24 | EU Stocks 50 Index Futures September 2024 | MT4, MT5 | 1 units per 1 Lot | -0.47 | -0.23 | None | 5 days (3x Wednesday) |
EU50Cash | EU Stocks 50 Index Cash | MT4, MT5 | 1 units per 1 Lot | -0.81 | -0.01 | MarginCurrency | 5 days (3x Wednesday) |
EURAUD | Euro vs Australian Dollar | MT4, MT5 | 100000 units per 1 Lot | -1.59 | 0.12 | Pips | 5 days (3x Wednesday) |
EURAUD# | Euro vs Australian Dollar | MT4, MT5 | 100000 units per 1 Lot | -15.88 | 1.22 | None | 5 days (3x Wednesday) |
EURCAD | Euro vs Canadian Dollar | MT4, MT5 | 100000 units per 1 Lot | -0.65 | -0.63 | Pips | 5 days (3x Wednesday) |
EURCAD# | Euro vs Canadian Dollar | MT4, MT5 | 100000 units per 1 Lot | -6.47 | -6.27 | None | 5 days (3x Wednesday) |
EURCHF | Euro vs Swiss Franc | MT4, MT5 | 100000 units per 1 Lot | 0.01 | -1.22 | Pips | 5 days (3x Wednesday) |
EURCHF# | Euro vs Swiss Franc | MT4, MT5 | 100000 units per 1 Lot | 0.07 | -12.23 | None | 5 days (3x Wednesday) |
EURDKK | Euro vs Danish Krone | MT4, MT5 | 100000 units per 1 Lot | -9.89 | -1.98 | Pips | 5 days (3x Wednesday) |
EURDKK# | Euro vs Danish Krone | MT4, MT5 | 100000 units per 1 Lot | -9.89 | -1.98 | Pips | 5 days (3x Wednesday) |
EURGBP | Euro vs Great Britain Pound | MT4, MT5 | 100000 units per 1 Lot | -0.77 | 0.31 | Pips | 5 days (3x Wednesday) |
EURGBP# | Euro vs Great Britain Pound | MT4, MT5 | 100000 units per 1 Lot | -7.69 | 3.11 | None | 5 days (3x Wednesday) |
EURHKD | Euro vs Hong Kong Dollar | MT4, MT5 | 100000 units per 1 Lot | -9.99 | -2.97 | Pips | 5 days (3x Wednesday) |
EURHKD# | Euro vs Hong Kong Dollar | MT4, MT5 | 100000 units per 1 Lot | -9.99 | -2.97 | Pips | 5 days (3x Wednesday) |
EURHUF | Euro vs Hungarian Forint | MT4, MT5 | 100000 units per 1 Lot | -8.32 | -0.49 | Pips | 5 days (3x Wednesday) |
EURHUF# | Euro vs Hungarian Forint | MT4, MT5 | 100000 units per 1 Lot | -8.32 | -0.49 | Pips | 5 days (3x Wednesday) |
EURJPY | Euro vs Japanese Yen | MT4, MT5 | 100000 units per 1 Lot | 0.25 | -2.67 | Pips | 5 days (3x Wednesday) |
EURJPY# | Euro vs Japanese Yen | MT4, MT5 | 100000 units per 1 Lot | 2.49 | -26.71 | None | 5 days (3x Wednesday) |
EURNOK | Euro vs Norwegian Krone | MT4, MT5 | 100000 units per 1 Lot | -15.08 | -2.44 | Pips | 5 days (3x Wednesday) |
EURNOK# | Euro vs Norwegian Krone | MT4, MT5 | 100000 units per 1 Lot | -15.08 | -2.44 | Pips | 5 days (3x Wednesday) |
EURNZD | Euro vs New Zealand Dollar | MT4, MT5 | 100000 units per 1 Lot | -1.63 | -0.17 | Pips | 5 days (3x Wednesday) |
EURNZD# | Euro vs New Zealand Dollar | MT4, MT5 | 100000 units per 1 Lot | -16.29 | -1.69 | None | 5 days (3x Wednesday) |
EURPLN | Euro vs Polish Zloty | MT4, MT5 | 100000 units per 1 Lot | -7.48 | 0.83 | Pips | 5 days (3x Wednesday) |
EURPLN# | Euro vs Polish Zloty | MT4, MT5 | 100000 units per 1 Lot | -7.48 | 0.83 | Pips | 5 days (3x Wednesday) |
EURSEK | Euro vs Swedish Krona | MT4, MT5 | 100000 units per 1 Lot | -8.03 | -8.95 | Pips | 5 days (3x Wednesday) |
EURSEK# | Euro vs Swedish Krona | MT4, MT5 | 100000 units per 1 Lot | -8.03 | -8.95 | Pips | 5 days (3x Wednesday) |
EURSGD | Euro vs Singapore Dollar | MT4, MT5 | 100000 units per 1 Lot | -1.29 | -1.01 | Pips | 5 days (3x Wednesday) |
EURSGD# | Euro vs Singapore Dollar | MT4, MT5 | 100000 units per 1 Lot | -1.29 | -1.01 | Pips | 5 days (3x Wednesday) |
EURTRY | Euro vs Turkish Lira | MT4, MT5 | 100000 units per 1 Lot | -563.48 | 126.32 | Pips | 5 days (3x Wednesday) |
EURTRY# | Euro vs Turkish Lira | MT4, MT5 | 100000 units per 1 Lot | -563.48 | 126.32 | Pips | 5 days (3x Wednesday) |
The live symbol search above is taken from live accounts synced to our system.
CFDs (Contracts for Difference) allow traders to speculate on the price movement of various assets without owning the underlying asset. This can provide leverage and flexibility but can also increase risk.
Live Swap Rates
Swap Rate: Long Position
Swap Rate: Short Position
Swap Rate Calculation Method
Brokers | Forex | Commodities | |||||
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EURUSD | GBPJPY | AUDNZD | Average | XAUUSD | XAGUSD | Average | |
![]() XM Group | Pips | Pips | Pips | ||||
![]() Admirals | Pips | Pips | Pips | Points | Points | ||
![]() HFM | Pips | Pips | Pips | Points | Points | ||
![]() Pepperstone | Pips | Pips | Pips | Points | Points | ||
![]() IC Markets | Pips | Pips | Pips | Points | Points |
Brokers | Forex | Commodities | |||||
---|---|---|---|---|---|---|---|
EURUSD | GBPJPY | AUDNZD | Average | XAUUSD | XAGUSD | Average | |
![]() XM Group | Pips | Pips | Pips | ||||
![]() Admirals | Pips | Pips | Pips | Points | Points | ||
![]() HFM | Pips | Pips | Pips | Points | Points | ||
![]() IC Markets | Pips | Pips | Pips | Points | Points | ||
![]() Pepperstone | Pips | Pips | Pips | Points | Points |
Brokers | Forex | Commodities | |||||
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EURUSD | GBPJPY | AUDNZD | Average | XAUUSD | XAGUSD | Average | |
![]() XM Group | Pips | Pips | Pips | ||||
![]() Admirals | Pips | Pips | Pips | Points | Points | ||
![]() HFM | Pips | Pips | Pips | Points | Points | ||
![]() Pepperstone | Pips | Pips | Pips | Points | Points | ||
![]() IC Markets | Pips | Pips | Pips | Points | Points |
Data from the table above is taken from live accounts using our swap rate analyzer tool. To compare the swap rates of different brokers or symbols than the ones shown, click the orange edit button.
Swap rates, also known as financing fees, are charged by brokers for holding positions overnight. These fees can either be positive or negative. Positive swap rates pay out to the trader, while negative swap rates incur a cost.
XM (xm.com) Profile
Company Name | XM Group operating under: Trading Point of Financial Instruments Ltd (CySEC license 120/10) Trading Point of Financial Instruments Pty Ltd (ASIC license 443670) Trading Point MENA Limited (DFSA license F003484) XM Global Limited (FSC license 000261/27) |
Categories | Forex Brokers, Cryptocurrency Brokers, Forex Rebates, Cryptocurrency Rebates |
Primary Category | Forex Brokers |
Year Founded | 2009 |
Headquarters | Australia, Belize, Cyprus |
Account Currency | AUD, CHF, EUR, GBP, HUF, JPY, PLN, SGD, USD, ZAR |
Client funds bank | Investment Grade Banks |
Support Languages | Arabic, Chinese, English, Dutch, French, German, Greek, Hindi, Hungarian, Indonesian, Italian, Korean, Malay, Polish, Portuguese, Russian, Spanish, Thai, Turkish, Vietnamese, Bengali, Urdu, Czech, Swedish, Filipino |
Funding Methods | Bank Wire, China Union Pay, Credit/Debit Card, Neteller, Skrill |
Financial Instruments | Futures, Forex, Indices, Oil/Energies, Metals, Soft Commodities (coffee, sugar...) |
Prohibited Countries | Cuba, Iran, North Korea, Myanmar, Russia, Sudan, Syria, United States |