Written by Angelo Martins
Edited by David Johnson
Fact checked by Evelina Laurinaityte
Human moderated by Jason Peterson
Last updated January 2025
Advertising disclosure ⇾

Live Spreads

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We analyze the combined spread and commission cost averaged over time. The table above displays combined spread and commission costs sampled from live accounts using our spread analyzer tool. To compare XM (xm.com) to other brokers or symbols than the ones shown, click the orange edit button and select new brokers or symbols.

The spread is the difference between the bid (sell) and ask (buy) price of an asset. Commission is also charged on top of the spread on some account types and constitutes an additional transaction cost.

XM (xm.com) User reviews

4.3
(190 )
Ranked 53 out of 966 (Forex Brokers)
This rating is based on 172 reviews by users that proved they are real customers of this company. All reviews undergo significant human and technical moderation. Companies that get 30+ reviews by verified reviewers are scored only on their ratings by verified reviewers and get a green checkmark by their rating.

XM (xm.com) Overall rating

4.7
Ranked 4 out of 966 (Forex Brokers)
Overall rating is derived from an aggregate of ratings in multiple categories.
Rating Weight
User Rating 3
Popularity
4.8
3
Regulation
5.0
2
Pricing rating
4.8
1
Features
Not rated
1
Customer Support
Not rated
1

Regulation

Company Licenses & Regulations Segregated Client Money Deposit Compensation Scheme Negative Balance Protection Rebates Max. Leverage Retail Clients
Trading Point of Financial Instruments Pty Ltd 30 : 1
Trading Point of Financial Instruments Limited up to €20,000 30 : 1
XM Global Limited 1000 : 1
Trading Point MENA Limited 30 : 1

Available Assets: Search all tradable instruments 

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The live symbol search above is taken from live accounts synced to our system.

CFDs (Contracts for Difference) allow traders to speculate on the price movement of various assets without owning the underlying asset. This can provide leverage and flexibility but can also increase risk.

Live Swap Rates

Swap Rate: Long Position
Swap Rate: Short Position
Swap Rate Calculation Method
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Data from the table above is taken from live accounts using our swap rate analyzer tool. To compare the swap rates of different brokers or symbols than the ones shown, click the orange edit button. 

Swap rates, also known as financing fees, are charged by brokers for holding positions overnight. These fees can either be positive or negative. Positive swap rates pay out to the trader, while negative swap rates incur a cost. 

XM (xm.com) Profile

Company Name XM Group operating under: Trading Point of Financial Instruments Ltd (CySEC license 120/10) Trading Point of Financial Instruments Pty Ltd (ASIC license 443670) Trading Point MENA Limited (DFSA license F003484) XM Global Limited (FSC license 000261/4)
Categories Forex Brokers, Cryptocurrency Brokers, Forex Rebates, Cryptocurrency Rebates
Primary Category Forex Brokers
Year Founded 2009
Headquarters Australia, Belize, Cyprus
Account Currency AUD, CHF, EUR, GBP, HUF, JPY, PLN, SGD, USD, ZAR
Client funds bank Investment Grade Banks
Support Languages Arabic, Chinese, English, Dutch, French, German, Greek, Hindi, Hungarian, Indonesian, Italian, Korean, Malay, Polish, Portuguese, Russian, Spanish, Thai, Turkish, Vietnamese, Bengali, Urdu, Czech, Swedish, Filipino
Funding Methods Bank Wire, China Union Pay, Credit/Debit Card, Neteller, Skrill
Financial Instruments Futures, Forex, Indices, Oil/Energies, Metals, Soft Commodities (coffee, sugar...)
Prohibited Countries Cuba, Iran, North Korea, Myanmar, Russia, Sudan, Syria, United States
24 hour support
Segregated Accounts
Islamic Accounts
Accepts Canadian clients
Accepts Japanese Clients
Non expiring demo
Trading API
Cent accounts
Negative balance protection
Social trading
Regulatory deposit insurance
Trailing stops
Bonuses
Interest on margin
Fixed spread
Variable spread

XM (xm.com) Promotions

XM (xm.com) User reviews

4.3
(190 )
Ranked 53 out of 966 (Forex Brokers)
This rating is based on 172 reviews by users that proved they are real customers of this company. All reviews undergo significant human and technical moderation. Companies that get 30+ reviews by verified reviewers are scored only on their ratings by verified reviewers and get a green checkmark by their rating.

Newer user ratings have greater impact than older ratings and user ratings have no impact after 5+ years old. The more reviews a company receives, the higher the maximum possible aggregate user rating. After 100 reviews a company can receive the highest rating, which is an average of their user ratings.

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XM (xm.com) Cashback rebates

Cash back rebates are paid per round turn lot unless otherwise specified. 1 Lot = 100,000 base currency units traded.
  Micro Standard XM Zero Ultra Low
Forex$5.5 Per Lot$2.2 Per LotUp to $7.50 Per Lot
Oil / EnergiesUp to $37.50 Per LotUp to $34.08 Per LotUp to $37.50 Per Lot
MetalsGold Silver $5.50 Per LotGold Silver $2.2 Per LotGold $3.00 Per Lot
Silver $7.50 Per Lot
Shares / EquitiesUp to $37.50 Per LotUp to $34.08 Per LotUp to $37.50 Per Lot
IndicesUp to $37.50 Per LotUp to $34.08 Per LotUp to $37.50 Per Lot
Soft commodities (coffee,sugar...)Up to $37.50 Per LotUp to $34.08 Per LotUp to $37.50 Per Lot
CryptocurrenciesUp to $37.50 Per LotUp to $34.08 Per LotUp to $37.50 Per Lot
Payment Options
Direct to your XM MyWallet (2x weekly)
Cash back is credited directly to your XM MyWallet. Trading for Friday to Monday is credited the following Thursday. Trading for Tuesday to Thursday is credited the following Tuesday.
Monthly Cash Back - Real Time Reports
Payments are credited and sent automatically by the 12th day of the month for trades where cashback has been accumulated between the first and the last day of the previous month. Real-time “reports” are posted on your profile dashboard: 1) for most MT4 accounts every 10 minutes; 2) for XM accounts every few hours; 3) and for all: MT5, Tickmill, IC Markets, IC Trading & EightCap accounts (Crypto transactions are not included in Real-time reports) once daily.
  Micro
Forex $5.5 Per Lot
Oil / Energies Up to $37.50 Per Lot
Metals Gold Silver $5.50 Per Lot
Shares / Equities Up to $37.50 Per Lot
Indices Up to $37.50 Per Lot
Soft commodities (coffee,sugar...) Up to $37.50 Per Lot
Cryptocurrencies Up to $37.50 Per Lot
Payment Options
Direct to your XM MyWallet (2x weekly)
Cash back is credited directly to your XM MyWallet. Trading for Friday to Monday is credited the following Thursday. Trading for Tuesday to Thursday is credited the following Tuesday.
Monthly Cash Back - Real Time Reports
Payments are credited and sent automatically by the 12th day of the month for trades where cashback has been accumulated between the first and the last day of the previous month. Real-time “reports” are posted on your profile dashboard: 1) for most MT4 accounts every 10 minutes; 2) for XM accounts every few hours; 3) and for all: MT5, Tickmill, IC Markets, IC Trading & EightCap accounts (Crypto transactions are not included in Real-time reports) once daily.
  Standard
Forex $5.5 Per Lot
Oil / Energies Up to $37.50 Per Lot
Metals Gold Silver $5.50 Per Lot
Shares / Equities Up to $37.50 Per Lot
Indices Up to $37.50 Per Lot
Soft commodities (coffee,sugar...) Up to $37.50 Per Lot
Cryptocurrencies Up to $37.50 Per Lot
Payment Options
Direct to your XM MyWallet (2x weekly)
Cash back is credited directly to your XM MyWallet. Trading for Friday to Monday is credited the following Thursday. Trading for Tuesday to Thursday is credited the following Tuesday.
Monthly Cash Back - Real Time Reports
Payments are credited and sent automatically by the 12th day of the month for trades where cashback has been accumulated between the first and the last day of the previous month. Real-time “reports” are posted on your profile dashboard: 1) for most MT4 accounts every 10 minutes; 2) for XM accounts every few hours; 3) and for all: MT5, Tickmill, IC Markets, IC Trading & EightCap accounts (Crypto transactions are not included in Real-time reports) once daily.
  XM Zero
Forex $2.2 Per Lot
Oil / Energies Up to $34.08 Per Lot
Metals Gold Silver $2.2 Per Lot
Shares / Equities Up to $34.08 Per Lot
Indices Up to $34.08 Per Lot
Soft commodities (coffee,sugar...) Up to $34.08 Per Lot
Cryptocurrencies Up to $34.08 Per Lot
Payment Options
Direct to your XM MyWallet (2x weekly)
Cash back is credited directly to your XM MyWallet. Trading for Friday to Monday is credited the following Thursday. Trading for Tuesday to Thursday is credited the following Tuesday.
Monthly Cash Back - Real Time Reports
Payments are credited and sent automatically by the 12th day of the month for trades where cashback has been accumulated between the first and the last day of the previous month. Real-time “reports” are posted on your profile dashboard: 1) for most MT4 accounts every 10 minutes; 2) for XM accounts every few hours; 3) and for all: MT5, Tickmill, IC Markets, IC Trading & EightCap accounts (Crypto transactions are not included in Real-time reports) once daily.
  Ultra Low
Forex Up to $7.50 Per Lot
Oil / Energies Up to $37.50 Per Lot
Metals Gold $3.00 Per Lot
Silver $7.50 Per Lot
Shares / Equities Up to $37.50 Per Lot
Indices Up to $37.50 Per Lot
Soft commodities (coffee,sugar...) Up to $37.50 Per Lot
Cryptocurrencies Up to $37.50 Per Lot
Payment Options
Direct to your XM MyWallet (2x weekly)
Cash back is credited directly to your XM MyWallet. Trading for Friday to Monday is credited the following Thursday. Trading for Tuesday to Thursday is credited the following Tuesday.
Monthly Cash Back - Real Time Reports
Payments are credited and sent automatically by the 12th day of the month for trades where cashback has been accumulated between the first and the last day of the previous month. Real-time “reports” are posted on your profile dashboard: 1) for most MT4 accounts every 10 minutes; 2) for XM accounts every few hours; 3) and for all: MT5, Tickmill, IC Markets, IC Trading & EightCap accounts (Crypto transactions are not included in Real-time reports) once daily.

Notes

Account availability depends on the XM entity with which the client trades, as well as the instruments being traded.
Rebate clients are not eligible to receive bonuses.

Crypto-CFD trading is subject to regulatory oversight in Thailand. Residents should stay informed about any updates or changes in regulations that may affect their trading activities.

Rebates are not paid for:

  • Accounts registered with: ASIC, CySEC, Dubai DFSA entities
  • Residents of Australia, Argentina, Belgium, Latvia, Portugal or Spain
  • Existing EEA/UK XM clients not currently under Clear Markets.
Rebates are not paid on: 1) trades held less than 5 minutes; 2) the percentage of a trade using bonus money as margin; 3) hedged positions.

Non-USD rebates are converted to USD.

Non-forex instruments: https://www.xm.com/equity-indices?gid=320

What are XM (xm.com) rebates?

XM (xm.com) rebates are a portion of the transaction cost that is paid back to the client on each trade, resulting in a lower spread and improved win ratio. For example, if your rebate is 1 pip and the spread is 3 pips, then your net spread is only 2 pips.

Many traders initially believe there must be higher costs elsewhere to compensate, however they soon find there is no catch and Forex rebates truly reduce the costs of the transaction and improve their bottom line.

How do XM (xm.com) rebates work?

When you link a new or existing forex trading account to us the broker pays us part of their spread or commission profit for every trade you make as compensation for referring a customer to them. We then share the majority of our revenue with you, paying you a cash rebate for each trade you make as thank you for signing up with us.

Unlike some of our competitors your spreads will never increase as a result of using our service! The only difference is: as our client you earn extra cash per trade, making trading through us more profitable than opening direct with the broker. Founded in 2007, we are the original and leading provider of forex rebates. We pay rebates to over 100,000 accounts and traders love our helpful 24 hour live chat, telephone and email support.

How much XM (xm.com) rebates can I earn?

Use our forex rebate calculator to estimate your XM (xm.com) rebate earnings:

 
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XM (xm.com) Symbols

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